Privacy Policy

Privacy and discretion are tremendously important to me, having served decades in the finance industry. Trust simply is the ultimate currency. My strict policy simply is not to share or sell any of the collected private data.

About your private data

Which data could we ask for?

Required for communication are: your first name and email address.

Optional data you may give: family name, street & number, postal code, city, country, phone.

How are these data used and why?

These are needed to respond to emails, reply to subscriptions, send newsletters & blog updates, inform about new functions & tools, as well as on any policy updates.

Who are your data shared with?

Your data are kept on secure Hostinger website servers & Google servers for handling emails in a later stage. Your data can only be transferred to third parties for whom you have duly and clearly given your consent, as well as to comply with legal obligations should they arise.

Who is responsible for the processing of your data?

Since this website is a purely private, non-commercial initiative, not brought to users as an independent entrepreneur nor through any corporate entity, that person is the creator of this site:

Paul Vael, email paul@myinvestmentassistant.com,

Spanish resident with NIE 3447972J.

Data Protection

Even though this site is a 100% non-commercial and purely private initiative, laws and regulations may come into play nevertheless. For Europe that is the GDPRe regulation, the USA has its specific regulations as well as California which issued its own regulations in this respect.

I do not offer products or services; I do NOT give investment advice, but exclusively provide a purely educational and informative website with some basic tools enabling investors to build an ETF investment portfolio by showing where to find the information and dig deeper to make their own informed investment choices.

The legal basis for the processing of personal data is the execution of the contracted “service”, even if this “service” is totally for free like, as a non-exhaustive example, access to the Bond Calculator or receiving blog updates. Future offers of products or services will be based on the requested consent (subscription form). The data will be kept as long as the relationship is maintained or during the years necessary to comply with the legal obligations. As previously stated, the data will not be transferred to third parties except in cases where there is a legal obligation.

Any person has the right to obtain confirmation as to whether or not this website is processing your data and therefore you have the right to exercise your rights of access, rectification, treatment limitation and suppression of your data. In order to do any of this, simply write to email address paul@myinvestmentassistant.com, containing a header with the text “personal data request”, with a valid and clearly readable ID in attachment. After all we need to be sure it is you who is making the request. Conditions may occur where interested parties request that processing of their data be limited in which case these data will only be retained for the exercise of defense or claims.

GDPRe

MyInvestmentAssistant.com is built with and hosted by Hostinger, which in itself is fully GDPR compliant amongst others. Hostinger also takes care of the website security and ssl certification. If in the future some type of "plugin" would be required to further improve this site, it will be previously verified if any plugin is GDPR compliant. As for the "e" in GDPRe, please check our Cookie Policy.

Cookie Policy

What are cookies ?

No, not those hidden in the jar in the kitchen.

In this context, cookies are small data files generated in your computer that enable us to obtain information such as:

  • data and time a user last visited this website

  • the content design a user chose during his or her first visit on this website

  • security elements involved in controlling access to restricted areas

  • Any user can prevent cookies from being generated (decline) by selecting the relevant option in their browser.  However, we cannot be held responsible in any way if deactivating cookies results in this website not working properly. 

At website launch

this website did not places cookies or use any other tracking technology. Refer to to the Privacy Policy regarding use of personal data - which are never sold to third parties. In order to already be compliant from the moment cookies come in play, your consent is already asked upfront in the cookie banner at the bottom of the screen when opening this website.

In due time

We intend to use Google Analytics and Hostinger's own website analytics. Further down the road with sufficient visits, Google Adsense is the next step. These tools obviously use cookies enabling us to analyse and help this site evolve to further improve user experience.

Why cookies?

The website uses cookies to help personalize your online experience. By accessing My Investment Assitant, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.